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As loan officers and mortgage brokers there are a lot of roads to go down in order to obtain mortgage leads for potential mortgage prospects.Activity is the key to obtaining mortgage leads in any sales industry. Sitting around twittling your thumbs will get you no where except starving and out of a job.For instance, if you have a one oclock appointment with a client, dont spend your entire day waiting around to leave for the business appointment, try to set up appointments in and around the vicinity of your one oclock appointment.This can be accomplished in the following way. Making cold calls.The day before your business appointment, spend a couple of hours in your office making some calls to local customers in the neighborhood of your appointment.

Let them know that you will be in the vicinity of their office and you would like to drop by to make an introduction and drop off some of your brochures. Keep it short and to the point.In the mortgage industry your activities consist of many things to manufacture mortgage leads. Such as chambers, rotaries, customer referrals, family, friends, community involvement, etc. The list goes on and on.That being said, it is always nice to have a back up plan or a plan "B" for slow times such as the summer months when vacations are popular and the holiday season.This is where mortgage lead companies come in.But just dont go and invest with any random mortgage lead company, you want to make sure you get your moneys worth, so do your homework.Check out the mortgage lead companys web site and speak with someone in their customer service or sales department. Find out how they obtain their mortgage leads and what the quality of their mortgage leads is.

If the mortgage lead company is not obtaining their mortgage leads from web sites that they own and operate, than most likely they are recycling old mortgage leads and will be selling you old junk.Remember, if you are not happy with the information you gather on their web site or through their customer service or sales department, than chances are you will not be happy with their mortgage leads either. Jay Conners has more than seventeen years of experience in the banking and Mortgage Industry.According to researchers, approximately 14 percent of women who have given birth will suffer from postnatal depression. Some women who suffer from this form of depression go through a lot of turmoil, sometimes lasting for more than a few years. In this light, it can be helpful for the expecting mother to know if she will develop postnatal depression. Scientists are experimenting with some methods to determine if a woman can develop postnatal depression. One of these methods involves a simple blood test. Is it possible? Let's take a look.

The symptoms of postnatal depression include irritability, anxiety, reduced sexual drive, crying spells, changes in sleeping and eating habits, and sadness. It's important to distinguish postnatal depression from "baby blues" where the symptoms are temporary and milder. Most women go through a period of "baby blues" because of the demands of motherhood and the changes in their lives. As for women who suffer from postnatal depression, the illness can be quite devastating. If they don't get the necessary professional help, it can spiral into something more serious.

According to a study conducted at the University of Warwick Medical School, the researchers propose that it's possible to predict the likelihood that a woman will suffer from postnatal depression. This is done by checking for specific genetic variants, and the researchers are confident that a blood test can be used to make a similar prediction. On May 7, 2012, the University of Warwick's professor of molecular medicine, Dr. Dimitris Grammatopoulos, presented the findings of the study to the European Congress of Endocrinology/International Congress of Endocrinology.

Using the Edinburgh Postnatal Depression Score, the researchers from the university studied a group of 200 pregnant women. The first time that the women were assessed was the time of their first prenatal visit. After that, the women were assessed for a second time about two to eight weeks after they have given birth. The researchers discovered that the women who suffered from postnatal depression had a higher probability of possessing specific genetic variants such as the hormone receptor-1 genes that release corticotrophin and the glucocorticoid receptor's rs242939 single nucleotide polymorphisms and bcl1. The hypothalamo-pituitary-adrenal axis, an endocrine system, is controlled by these receptors. This system is activated by stress.

Buoyed by the findings from this study, she revealed that the university will be expanding their research with women from other parts of England in a bigger, multi-centre study. The focus will be on the hypothalamo-pituitary-adrenal axis' other genetic elements.As you can see from the results of this groundbreaking study at the University of Warwick, it's possible to predict postnatal depression with a blood test. It will be a great help for pregnant women if they know that they are likely to develop postnatal depression because they can be better prepared to deal with it.

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